A few highlights:
On the credit card APR:
13.24% to 24.24% when you open your account, based on your creditworthiness. After that, this APR will vary with the market based on the Prime Rate.
You may not use or permit your Account to be used for:
- Any illegal purpose, including in connection with unlawful domestic or international gambling websites or to purchase illegal goods or services;
- Cash Advances and Cash Equivalents;
- Any purpose in any country or territory that is subject to economic sanctions administered and enforced by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), or with any person or entity subject to these sanctions; or
- Paying any debts to us.
That second one is subtle. Back in definitions, Cash Advances are defined as:
Any cash advance and other cash-like transaction, including purchases of cash equivalents such as travelers checks, foreign currency, or cryptocurrency; money orders; peer to peer transfers, wire transfers or similar cash-like transactions; lottery tickets, casino gaming chips (whether physical or digital), or race track wagers or similar betting transactions.
Got it? Good.