Glad to see the 3% Daily Cash list growing for Apple Card.

As this list grows, it’d be nice to have some signal that a merchant I’m about to pay is part of the 3% club. That will definitely get me to use my Apple Card, instead of my default card that offers better benefits, at least for me.

My rule of thumb:

• 3%: Apple, Uber, Uber Eats, Walgreens, Duane Reed
• 2%: Any Apple Pay purchase
• 1%: Everywhere else

And it’s that last category that has me reach for my default credit card. 3% is compelling to me. As the list grows, I might be tempted to promote my Apple Card to the top spot in my Wallet.