Matthew Panzarino, TechCrunch:

Apple Card is getting its first group of public test users today. A limited amount of customers that signed up to be notified about the release of Apple Card are getting the ability to apply for the card in their Wallet app today — as well as the option to order their physical Apple Card.

I’ve been using the card for a few days on my own device, making purchases and payments and playing around with features like Apple Cash rewards and transaction categorization.

And:

The application process was simple for me. Portions of the information you need are pre-filled from your existing AppleID account, making for less manual entry. I had an answer in under a minute and was ready to make my first purchase instantly. I used it both online and in person with contactless terminals.

It…works.

Read the article for more of Matthew’s personal experience. Expect to see a wave of articles as the invites continue to go out. Here’s a link to the Apple Wallet Apple Card application page.

I’ll definitely be getting a card, though I’ll also share my card use with my existing credit cards. One thought I have is to use Apple Card when I travel, especially overseas, to minimize the hassle of fraudulent card use.